BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM
In the interest of maintaining the safety and security of our customers, employees and property,(the “Company”) will order a “consumer report” (a background report) or “investigative consumer report” on you in connection with your application for employment or contract services, and if you are hired/contracted, or if you already work for the Company, may order additional background reports on you for employment purposes.
The background check company, SAPPHIRE BACKGROUND CHECK will prepare the background report for the Company. SAPPHIRE BACKGROUND CHECK is located at 117 Ditmas Avenue Brooklyn, NY 11218 and can be reached by phone at 888-993-4473 or at their Internet Web site address www.sapphirecheck.com
The background report may contain information concerning your character, general reputation, personal characteristics, mode of living, and credit standing. The types of information that may be ordered include but are not limited to: Social Security number verification; criminal, public, educational and, as appropriate, driving records checks; verification of prior employment; reference, licensing and certification checks; credit reports; drug testing results; and, if applicable, worker’s compensation injuries. Workers’ compensation information will only be requested in compliance with federal Americans with Disabilities Act and/or any other applicable federal, state or local laws and only after a conditional job offer is made. Credit history will only be requested when permitted by law and where such information is substantially related to the duties and responsibilities of the position for which you are applying. The information may be obtained from private and public record sources, including personal interviews with your associates, friends, and neighbors. (An “investigative consumer report” is a background report that includes information from such personal interviews, except in California where that term means any background report that is not a credit report.) The nature and scope of the most common form of investigative consumer report is an investigation into your education and/or employment history conducted by SAPPHIRE BACKGROUND CHECK or another outside organization.
You may request more information about the nature and scope of an investigative consumer report, if any, by telephoning the Company at 888-993-4473. A summary of your rights under the Fair Credit Reporting Act is also being provided to you with this form.
The Fair Credit Reporting Act gives you specific rights in dealing with consumer reporting agencies. You will find these rights summarized on A Summary of Your Rights Under the Fair Credit Reporting Act and A Summary of Your Rights Under the Provisions of California Civil Code Section 1786.22 as provided here.
If you live or work for the Company in the states listed below, please note the following:
CALIFORNIA: You may view the file that SAPPHIRE BACKGROUND CHECK has for you, and order a copy of the file, upon submitting proper identification and paying copying costs, by coming to their offices, during normal business hours and on reasonable notice, or by certified mail or mail. You may also ask for a file-summary by telephone. SAPPHIRE BACKGROUND CHECK can answer questions about information in your file, including any coded information. If you come in person, another person can come with you, so long as that person can show proper identification.
MAINE: If you ask us, you have the right to know whether the Company ordered an investigative consumer report on you. You may request the name, address, and telephone number of the nearest office for SAPPHIRE BACKGROUND CHECK. You will get this information within 5 business days of our receipt of your request. You have the right to ask SAPPHIRE BACKGROUND CHECK for a free copy of the report.
MARYLAND: If the Company obtains credit history information on you, it will be used to evaluate whether you would present an unacceptable risk of theft or other dishonest behavior in the job for which you are being considered.
MASSACHUSETTS/NEW JERSEY: If you submit a request to us in writing, you have the right to know whether the Company ordered an investigative consumer report from SAPPHIRE BACKGROUND CHECK. You may inspect and order a free copy of the report by contacting SAPPHIRE BACKGROUND CHECK.
MINNESOTA: If you submit a request to us in writing, you have the right to get from the Company a complete and accurate disclosure of the nature and scope of the consumer report or investigative consumer report ordered, if any.
NEW YORK: If you submit a request to us in writing, you have the right to know whether the Company ordered a consumer report or an investigative consumer report from SAPPHIRE BACKGROUND CHECK, and you will be provided with the name and address of SAPPHIRE BACKGROUND CHECK. You may inspect and order a free copy of the reports by contacting SAPPHIRE BACKGROUND CHECK. By signing below, you certify you have received a copy of Article 23A of the New York Correction Law is being provided with this form.
OREGON: If the Company obtains credit history information on you, it will be used to evaluate whether you would present an unacceptable risk of theft or other dishonest behavior in the job for which you are being considered.
WASHINGTON STATE: If you submit a request to us in writing, you have the right to get from the Company a complete and accurate disclosure of the nature and scope of the investigative consumer report we ordered, if any. You also have the right to ask SAPPHIRE BACKGROUND CHECK for a written summary of your rights under the Washington Fair Credit Reporting Act. If the Company obtains information bearing on your credit worthiness, credit standing or credit capacity, it will be used to evaluate whether you would present an unacceptable risk of theft or other dishonest behavior in the job for which you are being considered.
After carefully reading this Background Check Disclosure and Authorization form, I authorize the Company to order my background report, including investigative consumer reports. I understand that the Company may rely on this authorization to order additional background reports, including investigative consumer reports, during my employment without asking me for my authorization again as allowed by law.
I also authorize the following agencies and entities to disclose to SAPPHIRE BACKGROUND CHECK and its agents all information about or concerning me, including but not limited to: my past or present employers; learning institutions, including colleges and universities; law enforcement and all other federal, state and local agencies; federal, state and local courts; the military; credit bureaus; testing facilities; motor vehicle records agencies; if applicable, worker’s compensation injuries; all other private and public sector repositories of information; and any other person, organization, or agency with any information about or concerning me. Workers’ compensation information will only be requested in compliance with federal Americans with Disabilities Act and/or any other applicable federal, state or local laws and only after a conditional job offer is made. The information that can be disclosed to SAPPHIRE BACKGROUND CHECK and its agents includes, but is not limited to, information concerning my employment history, earnings history, education, credit history, motor vehicle history, criminal history, military service, professional credentials and licenses and substance abuse testing.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records).
Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
. a person has taken adverse action against you because of information in your credit report;
. you are the victim of identity theft and place a fraud alert in your file;
. your file contains inaccurate information as a result of fraud;
. you are on public assistance;
. you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
transactions, you will receive credit score information for free from the mortgage lender.
Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS:
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates.
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the CFPB:
a.Consumer Financial Protection Bureau 1700 G Street, N.W.
Washington, DC 20552
b.Federal Trade Commission: Consumer Response Center –
Washington, DC 20580
2.To the extent not included in item 1 above:
a.National banks, federal savings associations, and federal branches and federal agencies of foreign banks
b.State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act
c.Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations
d.Federal Credit Unions
a.Office of the Comptroller of the Currency Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b.Federal Reserve Consumer Help Center
P.O. Box 1200 Minneapolis, MN 55480
c.FDIC Consumer Response Center 1100 Walnut Street, Box # 11 Kansas City, MO 64106
d.National Credit Union Administration Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach (DCCO) 1775 Duke Street
Alexandria, VA 22314
Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division
Department of Transportation 1200 New Jersey Avenue, S.E. Washington, DC 20590
4. Creditors Subject to the Surface Transportation Board
Office of Proceedings, Surface Transportation Board Department of Transportation
395 E Street, S.W. Washington, DC 20423
5. Creditors Subject to the Packers and Stockyards Act, 1921
Nearest Packers and Stockyards Administration area supervisor
6. Small Business Investment Companies
Associate Deputy Administrator for Capital Access United States Small Business Administration
409 Third Street, SW, 8th Floor Washington, DC 20416
7. Brokers and Dealers
Securities and Exchange Commission 100 F Street, N.E.
Washington, DC 20549
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations
Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
FTC Regional Office for region in which the creditor operates or Federal Trade Commission: Consumer Response Center – FCRA
The Investigative Consumer Reporting Agencies Act (ICRA) is designed to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA). You can find the complete text of the ICRA, at the California Privacy Protection web site (http://www.privacy.ca.gov/icraa.htm). The ICRA gives you specific rights, as outlined below. You may have additional rights under federal law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights.
1786.10 during normal business hours and on reasonable notice.
NEW YORK CORRECTION LAW ARTICLE 23-A
LICENSURE AND EMPLOYMENT OF PERSONS PREVIOUSLYCONVICTED OF ONE OR MORE CRIMINAL OFFENSES
written statement setting forth the reasons for such denial.
I agree the Company may rely on this authorization to order background reports, including investigative consumer reports, from companies other than SAPPHIRE BACKGROUND CHECK without asking me for my authorization again as allowed by law. I also agree that a copy of this form is valid like the signed original. I certify that all of the personal information I provided is true and correct.
Printed Name (First, Middle, Last)
City State Zip Code
Company email address
Other names used, including maiden name
Date of Birth
Social Security Number
If you live or work for the Company in California, Minnesota or Oklahoma: Check this box if you would like a free copy of your background check report:
Leave this empty:
Your email address
If you have questions about the contents of this document, you can email the document owner.
Document Name: BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM
Agree & Sign